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Monday, February 4, 2008

California Car Insurance - What Is New?

Car Insurance Firms Punish Serial Offendersby Karl BantlemanRecent research gathered by top insurers has shown that drivers who have points on their license are likely to be penalised by nearly a third of insurers. People may complain about speeding fines and the leeway given but if a driver has two speeding convictions, research shows that the price raises by around 25%. It gets worse for people who receive a six month ban; their premiums can rise by 50%.This makes finding cheap car insurance extremely hard for these drivers so the need to drive extra carefully is increasingly more important. With the possibility of being discounted by nearly third of insurers, drivers will have to shop around to find the best price for them, especially with the increase possibility of crashes in January and premiums likely to rise. When these drivers disclose their information, insurers are likely to make increases on their premium; however, some insurers will increase the price more than others but be prepared to pay more than the usual.I suppose the important fact to take from this, is by driving carefully and by sticking to the relevant speed limits, you can give yourself the best chances of finding car insurance prices that match your requirements and your pocket. Do not try and withhold any information from the insurers because they will find out and are likely to void your insurance.With the extra methods now in operation it is impossible not to have motor insurance. For drivers with points and convictions, for the moment, you will have to pay for the higher premiums; for the drivers who have no points and a clean license, make sure it stays that way so you can carry on paying the lowest premiums available to you.Searching for cheap car insurance can be difficult but for drivers with blemishes on their records it is even harder. This is because car insurance companies will penalise drivers with points on their license, so shopping around for the right motor insurance quote is increasingly important.

Monday, January 21, 2008

Business Automobile Insurance

Car Insurance: Money-Saving TipsSave Money On Car InsuranceMany people lament the purchase of auto insurance. So we’re here to make it less painful. Check out these six money-saving tips and take the sting out of buying insurance.#1 Raise your deductible. It’s a gamble, sure. You’ll be responsible for a larger amount of the bill should you get into an accident. However, this is a guaranteed way to lower your annual insurance costs. #2 Shop around. Staying with the same insurance company year after year may not be in your best interest. You can cancel or change your policy at any time—you don’t need to wait for the policy to expire. So shop your insurance every six months and compare prices to ensure you are getting the best deal. #3 Remove unneeded extras. Although knowing you have towing and rental car coverage may help you sleep at night, those add-ons are rarely used and not necessarily worth the cost. You pay between $10 and $30 a year over the life of your policy to cover towing. And in the unlikely situation that you need a tow, you’ll pay about $100. Likewise, a small economy car costs $20-$25 a day to rent and car rental tacks on another $20-$40 to your insurance bill each year. So you can sleep well knowing that you saved yourself some money.#4 Protect your credit. More insurers have begun using credit-based insurance scores to determine what you pay for your policy. So paying the water bill on time will actually keep your insurance costs down.#5 Research discounts. Cars with safety and anti-theft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol, get good grades in school or take a driver education course are also rewarded with lower premiums.#6 Get informed. The easiest way to save on any insurance is to research before you buy. And get recommendations from family and friends. We make it simple to Compare Auto Insurance with An Online Quote Form! And now for the shameless plug: shop here: find quotes and be matched with auto insurance agents from your area!Visit My Online Quotes to save time and money: http://www.247quoteus.com

Monday, December 10, 2007

Comparing car insurance

It's amazing how fast one year flies. The time has come for us to renew our car insurance. With all the different car insurance companies out there , it's quite a headache going through the individual sites and trying to get the cheapest quotes. It's amazing how much information we have to fill up. I wasted a lot of time, going through the individual sites one by one and having to fill up all the same information again and again. I finally got to know about the Go compare car insurance site, where I can compare insurance quotes from all of the leading insurers for free. This car insurance comparison service enables you to get a quote in four easy steps. You begin by entering your details. The best policy is indicated by their unique five star rating system. This process saves us time - we can at a glance see the best policies that best match our requirements.Their site mentions that they are independent insurance comparison specialists, not insurance brokers, thus we get the same prices as if we go direct to the individual companies. They do not charge a commission.Besides car insurance, you can also compare 'Breakdown Cover', 'Motorbike Insurance', 'Home Insurance', 'Van Insurance' as well as 'Travel Insurance'.